As per the Ministry of External Affairs, about 5.86 lakh students in India are looking forward to pursuing a career in higher education abroad. Among these students, 66% are known to be enrolled in institutes of the USA, Canada, Australia, etc.

A large number of Indian students who have opted to go to the USA for higher education are pursuing MS. However, if you are interested in applying for a reputed institute in America, you should be aware of several factors to know how to do MS in the USA.

What is MS?

MS or Master of Science is a postgraduate degree which is pursued as a further advanced discursive study in a particular subject. This higher education regime helps applicants to delve deeper into the subject specific to a given stream or continue their academics into the PhD program.

An MS degree is generally available for subjects under the natural sciences, such as physics, mathematics, biology, computer science, engineering, etc. However, opting for MS in the USA can be quite expensive for an average Indian.

How to do MS in the USA?

For Indian students who want to reside in the USA to pursue MS, the monthly expenses range from around Rs.70,000 to Rs.1 lakh which includes tuition fees, accommodation, and living expenses. So, it is advised to avail an education loan to lower your financial troubles and dedicate yourself more on the MS program.

However, availing an education loan against property is much more beneficial as this type of student loan does not come with any end-use restriction. So, students are not confined to education-related expenses only.

As a parent, you can avail an education loan against property to meet all the financial demands of your child while studying in a foreign institute such as travelling expenses, accommodation costs, medical emergency, etc. So, applying for an education loan against property helps in better dealing with your finances while studying abroad.

Application and admission process for MS in the USA

Universities and educational institutes in America are regarded as the pillars of technical and scientific research. These institutes take pride in hiring the most talented faculty members of the world as well as making sure that the best possible infrastructure and resources are offered to the enrolled students.

So, undergraduate and postgraduate courses in American universities are a popular choice among aspirants. If you are looking forward to pursuing MS in one of the best colleges in the world, you should be aware of the admission and application process which include the following –

  • 16 years of academic history

Usually, universities in the USA require an academic qualification of 10 + 2 + 4 years to be eligible for an MS program. However, students with 10 + 3 + 2 i.e. 15 years of education are also eligible, but in order to negotiate for admission, they need to possess high test scores and a strong academic record.

  • Transcripts

Students are required to provide transcripts which are a summarization of their grades throughout their academic career.

  • Branching domains

Students who are willing to opt for an MS course by switching domains, they need to convince their desired university if the elected subject is not related to their bachelor’s degree program.

  • Test scores

Universities offering MS courses generally require substantial scores from the following exams that test your language and communication skills as well as your quantitative skills –

  1. GRE
  2. TOEFL
  3. IELTS
  • SOP and LOR

Statement of Purpose and Letter of Recommendation are essential documents that make application stronger from the concerned individual’s perspective and also highlight your career goals and ambitions.

Hence, after going through the above application process, you can avail a student loan against property to continue your education abroad. However, you can also avail such a loan to gain admission in one of the best American universities to pursue an undergraduate degree.

Leading HFC, Bajaj Housing Finance Limited brings forth pre-approved offers on education loans against property and on other mortgage loans as well. These offers make the application process easier and less time-consuming for borrowers. Check your pre-approved offer by providing your name and phone number.

Hence, before availing a student loan against property for higher education, you should check out the admission and application process to understand how to do MS in USA.